The kitchen sink waste pipe under the house is broken causing subsidence of the concrete floor in the kitchen. The insurance company claims the pipe leading to the gully has burst due to a fat blockage and won't pay up as they don't cover blockages. Is it possible for this to happen? Unless the leak is enormous surely there would be water overflowing in the sink. My guess is that the floor has shifted causing the clay pipe to break up. Is this just the insurance trying to dodge?