under a floor, if you have a gap, you can stuff mineral wool to fill it. It will prevent air movement as well as adding insulation, and will muffle noise a little. Unlike polystryrene or Celotex, it does not burn or give off poisonous gases in a fire.
It can be pressed to tightly fill irregular gaps, with no precision cutting needed.
Not much heat is lost through a floor, except for cold draughts. There is obviously no convection; little conduction if there is an air gap, next to no radiation.
Block any gaps you find, preferably with pink fire foam or mortar.
I also have a room over an unheated garage. Easy peasy.
It can be pressed to tightly fill irregular gaps, with no precision cutting needed.
Not much heat is lost through a floor, except for cold draughts. There is obviously no convection; little conduction if there is an air gap, next to no radiation.
Block any gaps you find, preferably with pink fire foam or mortar.
I also have a room over an unheated garage. Easy peasy.