We have recently moved to a flat that is run on electricity. We had a bit of a nasty shock with our last bill and are looking at ways to reduce our usage. We definitely had the heating on a bit more this month so that contributes we know but we are wondering if we can be more efficient with our immersion heater and how we use it. To be honest I don’t have a clue about these things and, having done some research am still not really any wiser. Any tips on how to set ours up? Also, why is there a panel heater and an immersion heater switch? Everything is switched on at the moment but I’m sure there is some kind of thermostat but haven’t worked out how it is set - hot water seems to run out quicker in the morning than the evening so I’m guessing it goes off over night? If I wanted to turn it off manually while I figure out the thermostat - do I turn off all switches? E.g., immersion, panel and pump?! Or just one? Thanks in advance