Hello,
I am in the midst of purchasing my first home. The property is a 3 bed semi detached.
The property garage at the back was converted into a room and an extension/garage was built to the front (single storey)
Directly under the left side of the window (on the outside) at the back, you can see some zig zag cracks (see photo below)
We had a survey report and it says further investigation is required (see photo of comments below). Also, the roof is in terrible condition with sitting water, and inside the room, there is cracking along where the ceiling meets the wall, not sure if this is related to the possible subsidence or separate issue (see photo of surveyor's comments for that too below).
Is the crack in the extension and the thin crack in the ceiling enough to suggest that subsidence has occurred? Or could it just as likely be something more harmless?
We’re looking at getting a structural engineer out, but we’re not sure about paying out for this if subsidence seems quite obvious…..
I'm aware that subsidence and underpinning can lead to various difficulties, particularly with insurance and reselling the property. Would underpinning in the extension alone lead to such problems, or would issues only arise if the main building needed underpinning?
What could it mean for us if we purchased a house with a crack in it, even if it hadn’t been officially recorded as subsidence? The mortgage has already been approved for the property.
Any advice really would be greatly appreciated.
Many thanks
Adam
I am in the midst of purchasing my first home. The property is a 3 bed semi detached.
The property garage at the back was converted into a room and an extension/garage was built to the front (single storey)
Directly under the left side of the window (on the outside) at the back, you can see some zig zag cracks (see photo below)
We had a survey report and it says further investigation is required (see photo of comments below). Also, the roof is in terrible condition with sitting water, and inside the room, there is cracking along where the ceiling meets the wall, not sure if this is related to the possible subsidence or separate issue (see photo of surveyor's comments for that too below).
Is the crack in the extension and the thin crack in the ceiling enough to suggest that subsidence has occurred? Or could it just as likely be something more harmless?
We’re looking at getting a structural engineer out, but we’re not sure about paying out for this if subsidence seems quite obvious…..
I'm aware that subsidence and underpinning can lead to various difficulties, particularly with insurance and reselling the property. Would underpinning in the extension alone lead to such problems, or would issues only arise if the main building needed underpinning?
What could it mean for us if we purchased a house with a crack in it, even if it hadn’t been officially recorded as subsidence? The mortgage has already been approved for the property.
Any advice really would be greatly appreciated.
Many thanks
Adam
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