Hi there, grateful for some advice on this query.
We purchased our house in 2016, with a little conservatory on the back. Apparently this was built before previous owners bought in 2007, and no building regs in place so We purchased indemnity insurance instead in order to get mortgage agreed and satisfy solicitor.
Forward to now- We knocked through kitchen and dining room supporting wall in 2017 and didn't get building regs. Needed a steel and all done to regs by a good local builder.
We now want to sell As husband has new job 3 hours away, and in dilemma whether to just get council to come round and Grant retrospective regs for the knock through wall that we did - we are pretty confident that it's been done properly and there will be no problems getting it signed off. I am, however, now worried that they will see the ancient conservatory and check/ ask about regs on this too, thus invalidating any ability for potential buyer to get a mortgage as they won't be able to get indemnity insurance for the conservatory. I'm pretty sure it wouldn't pass building regs! Would the council do this and ask about other work done? Would their concerns get logged anywhere this pricing indemnity insurance was invalid?
We are keen to just get the regs done for our work on the wall so as not to scare off potential buyers but worried that it will open up a whole can of worms with the conservatory if they question it.
I can't sleep for worrying what to do as I'm freaking myself out that we won't be able to sell.
Thanks all.
We purchased our house in 2016, with a little conservatory on the back. Apparently this was built before previous owners bought in 2007, and no building regs in place so We purchased indemnity insurance instead in order to get mortgage agreed and satisfy solicitor.
Forward to now- We knocked through kitchen and dining room supporting wall in 2017 and didn't get building regs. Needed a steel and all done to regs by a good local builder.
We now want to sell As husband has new job 3 hours away, and in dilemma whether to just get council to come round and Grant retrospective regs for the knock through wall that we did - we are pretty confident that it's been done properly and there will be no problems getting it signed off. I am, however, now worried that they will see the ancient conservatory and check/ ask about regs on this too, thus invalidating any ability for potential buyer to get a mortgage as they won't be able to get indemnity insurance for the conservatory. I'm pretty sure it wouldn't pass building regs! Would the council do this and ask about other work done? Would their concerns get logged anywhere this pricing indemnity insurance was invalid?
We are keen to just get the regs done for our work on the wall so as not to scare off potential buyers but worried that it will open up a whole can of worms with the conservatory if they question it.
I can't sleep for worrying what to do as I'm freaking myself out that we won't be able to sell.
Thanks all.