Van hire

  • Thread starter Thread starter Deleted member 294929
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Deleted member 294929

My mate hired a van in his name. Me as a named driver.
I hit another car.


Would this count as a claim against My insurance
His insurance
Or the hire companies insurance

Would I need to declare
 
As I understand it, it is his insurance that will sort the issue.

But you have to declare it to your insurers and that might affect your premiums. A double whammy
 
carmanmemoranda said:
As I understand it, it is his insurance that will sort the issue.

But you have to declare it to your insurers and that might affect your premiums. A double whammy
Click to expand...
On the renewal of my van the accident has come up in his name (Named driver) but not mine.
 
Bod ... said:
On the renewal of my van the accident has come up in his name (Named driver) but not mine.
Click to expand...
As long as you have declared it, it is no longer your issue, your premiums may still be affected, but you might not know by how much.
 
Bod ... said:
Would I need to declare
Click to expand...
Most insurance companies ask a question like this:

"In the last five years, has the driver had or caused any accidents, claims or damage involving any motor vehicle?
This includes cars, motorbikes and/or vans. Tell us about it even if you didn't claim and no matter who's fault it was".

What did you answer to this question?
 
Mottie said:
Most insurance companies ask a question like this:

"In the last five years, has the driver had or caused any accidents, claims or damage involving any motor vehicle?
This includes cars, motorbikes and/or vans. Tell us about it even if you didn't claim and no matter who's fault it was".

What did you answer to this question?
Click to expand...

It was just my renewal come through. They seemed to have picked up on my mate but not me because he hired the van.
 
Bod ... said:
It was just my renewal come through. They seemed to have picked up on my mate but not me because he hired the van.
Click to expand...
So your insurance company picked up on your mate during your renewal? Why do you think that was?
 
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