Another Pension rise

big-all said:
please note i did edit my post but not for any other reason to make it clearer before i looked at your post above so any changes are genuine and not in reaction to your post above i am just saying in case it looks like it in reaction to what you have posted above when its unconnected
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Not at all, I hadn't even noticed. I think the 35% claim is partly greed, partly political, they intend to bring down the current govt which in all likelihood will happen, the Tories will probably lose the next election.

I do have family who work in the NHS, they own their own property, have at least two overseas holidays a year, maintain a comfortable lifestyle and have never seen the inside of a foodbank.

But if I believed what I read in the press?
 
JohnD said:
What a surprise that after reducing the number of hospital beds
And having an aging population that needs more care, more serious, more often, for longer
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Or simply a bed for the night, which councils in recent years are unable to provide, the beds are blocked because elderly people who no longer need care have nowhere to be transferred to.

It's complicated, it could be lack of council funding, it could be the demise of family taking responsibility for their own family, it could be that too many foreigners coming over in dinghy's are soaking up all the resources.

If you know the cause and the solution you're a very clever man, of course, we all know you're not.
 
fillyboy said:
elderly people
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Of whom we have a vast and growing number, increasing demand.

Who could have seen that coming?

"The total number of NHS hospital beds in England has more than halved over the past 30 years, from around 299,000 in 1987/88 to 141,000 in 2019/20, while the number of patients treated has increased significantly."

Saving money in the short term.

Tax cuts leading to spending cuts leading to services cuts.

Who could have seen that coming?
 
JohnD said:
"The total number of NHS hospital beds in England has more than halved over the past 30 years, from around 299,000 in 1987/88 to 141,000 in 2019/20, while the number of patients treated has increased significantly."
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When my sisters gave birth to kids, a long time ago, they generally spent a week in hospital, nowadays my great nieces give birth and leave an hour later, if they even go into hospital. The number of hospital beds may well have halved but how many procedures once considered major are now performed in surgeries or simply treated by drugs.
And again, how much of our resources are being drained by 'foreigners'.
You're trying to over simplify a very complex problem by blaming it on the Conservatives and lack of funding.

NHS Wales is run by Labour and NHS Scotland is run by the SNP, both receive more funding than NHS England per capita, both perform worse than NHS England on all levels.

Why?
 
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"If we defund the NHS enough, it will get so bad that the elite won't use it. Then we can defund it some more, it doesn't matter about the proles. There will be lots of money to be made from private companies selling services the NHS can't provide."

These exact words were NOT in a booklet co-authored by Hunt.
www.independent.co.uk

Jeremy Hunt co-authored book calling for NHS to be replaced with private insurance

'Direct Democracy: An Agenda For A New Model Party' called for the 'denationalisation' of the NHS
www.independent.co.uk www.independent.co.uk

Nor the book co-authored by Truss , Raab and Patel.
"The British are among the worst idlers in the world. We work among the lowest hours, we retire early and our productivity is poor."
Did they mean you?
en.wikipedia.org

Britannia Unchained - Wikipedia

en.wikipedia.org en.wikipedia.org
 
fillyboy said:
And again, how much of our resources are being drained by 'foreigners'.
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I'm glad you asked that. The answer is very few. Most of the "drain" is by old Britons. How old are you?

Immigrants are found in disproportionately high numbers in NHS hospitals, working as doctors, nurses, technicians, cleaners and porters. Yes, the NHS would collapse without them.

Have you been a hospital volunteer, like me?

Or are you just a whining racist?
 
JohnD said:
By the way, filly, your instinctive feeling of guilt led you to imagine I had mentioned that party.

Read it again.

I didn't.
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So you're absolving the Conservative party for any blame in the decline in the NHS. I can live with that.
 
fillyboy said:
And again, how much of our resources are being drained by 'foreigners'.
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fillyboy said:
it could be that too many foreigners coming over in dinghy's are soaking up all the resources.
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Typical blame the foreigners attitude.
As John said the NHS would collapse mighily without the foreigners.
And as for the foreigners arriving in boats, who is that hasn't been processing them, and allowed the numbers to increase, incurring massive spending on accomodation?
 
I don't suppose many haven't realised that the 2% N.I. cut only helps those working, so not pensioners.

Friends in other lands who have had contributory pension schemes as normal for much of their lives are in a better position than their peers here. As long as they're sensible, they have enough to live on, happily. Friends with aged parents in EU don't seem to be burdened with crippling Old Folks' Home fees either. I don't know how that works but our system isn't fit for purpose.
Fees are a grand a week and upwards, rising fast. How does that work? It doesn't.
I know a teacher who wants to retire at the normal age but can't , because her f-i-l's home is costing 2k a week. He booked himself into it when he could afford it but the money's running out, scenario.

Yes you can play politics with it if that's your malign addiction but neither party's government has addressed it properly, and the country doesn't earn enough to do what everyone would like. How we do that I don't know - Germany is more reliant on manufacturing than we are which is why they're feeling so much pain right now. Immigration, yes, but EU too (bit old).

The potential "Home" shortfall was what prompted me to find a way to get some money in retirement. I can't fix the country but I can look after myself. My tax bill will show a huge jump this year. You can do the same (only) if you can control your emotions, described this thread. Meanwhile I get my state handouts, which I don't need. I just noticed I got a winter fuel allowance.

I'll only pollute this section with periodic references:
If anyone wants to have a go at what I'm doing they can get a "practice" account and see if they can make it work, with virtual money. It would take anyone a few weeks to get settled, and a deal of rope-learning, but the simplest routes (described in the thread referred) really aren't hard.
The last day the Market was open, Friday, you could have put any amount of money in a very ordinary thing - gas - (which it would be normal to "leverage" x10) whose price does this quite often. Shown is +8%, which becomes an 80% rise. You might just watch for the first 2% to see it develop so only get 6% (60%). Gas is one of a dozen on the watch list.
Your initial max loss would have been the difference between the red and green lines at 2.404 and 2.407, = 0.125%. You sit there like a robot with a low stake until that's covered then you know you're in profit. You can press stop at any time. Boring but with 10k in, it's a £6k payday.
More experience and max FSCS-secured cash, and it's a £50k+ payday.
There's usually something +/- similar every day. There was each day last week. (25 Jan is the gas delivery date, not significant)


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fillyboy said:
Junior Doctors got 8.8% with the guarantee of a further 3% now, nurses got 5% plus a 'backlog bonus' equating to a minimum of £1250.
Junior Docs are still striking holding out for a 35% rise. Pensioners getting 8.5%.

The only figure that seems untoward is the Junior Docs demanding 35%.
Fair enough, **** off to Australia or America and earn double the money then, it's easy isn't it?

Well, until you look a little more closely. Ellal's entire extended family were leaving the UK and the NHS over Brexit, it would appear they didn't.
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Where to start with all those twisted facts
 
The aging population is nothing new. My dads brother retired from teaching in 1970 and died in 2001 - he was a pensioner far longer than he was a teacher.

Our longevity is nothing new yet nothing was done to harmonise the retirement age and lift it for far too long

Then you have to consider the advances in health keeping people alive for much longer and ALL the associated rising costs.

I blame ALL politicians for not facing up to this.
 
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