Courtesy car what is appropriate?

Know what you mean, some years ago my Mrs had an MG TF convertible and someone ran in the back of it at a roundabout, not big damage just a bumper, insurance company supplied a brand new 500mile on the clock Mercedes E class convertible as a like for like convertible for convertible when a fiat 500 would have done
 
Given the world we live in atm I'd be embarrassed to insist on a like for like courtesy, I'd be happy with anything with 4 wheels.
 
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