How's your luck with Premium Bonds?

Mottie said:
The MIL has a smaller holding than us but wins more often than we do. She hasn’t won this month though, same as us, so that cheers me up a little! :LOL:
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I have been wondering about putting some of our holdings back into a fixed rate for 1 year - so this might have made up my mind.
 
Murdochcat said:
I have been wondering about putting some of our holdings back into a fixed rate for 1 year - so this might have made up my mind.
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Getting on to a year ago, we both withdrew our max holdings and put them in a monthly paying bond. Between us, we get a tad under £300 a month, every month, guaranteed which is the equivalent of 12 small prizes per month.
 
Mottie said:
Getting on to a year ago, we both withdrew our max holdings and put them in a monthly paying bond. Between us, we get a tad under £300 a month, every month, guaranteed which is the equivalent of 12 small prizes per month.
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£300 less tax = about £257 assuming no other interest accounts
 
Murdochcat said:
£300 less tax = about £257 assuming no other interest accounts
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£300 between us. Yeah, a bit of tax to pay on that but we had maxed out on our ISA's last year so this year we'll take some of that out and put it in our ISA's so that we just reach the £1k interest limit. Still, better than paying 0% on nothing which is what we were getting some months with the PB's. We have about £20k in bonds at the moment because within a week of withdrawing all our bond money, Mrs Mottie's brother unexpectedly paid us back on a loan we gave him a few years ago.
 
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