I am sure if a house owner had an alarm system fitted, his insurance would question why it was not set by the owner when he left his premises even just to go to local shops, they can decline payoff, this happened to a mate of mine, he didn't set his alarm on when he went shopping in his local Tesco, came back to find his house got burgled from a rear window prised open, his insurance declined to pay him around 5K losses of valuable items including jewelry and some cash, if the house owner claimed it was set, but for some reason it didn't go off, they (insurance company) may seek a report from an independent alarm technician to determine why alarm didn't set off, he may find there was no tamper circuit wired up. So as an installer you should wire it up as a matter of course, even if you may find it is doing very little for domestic customers.