Your Will and Arrangements

conny said:
My wife and I did ours through a solicitor, who specialises in Wills/Probate stuff, over six months ago. (Before I discovered I had inoperable cancer just before Christmas), as there are certain people, we don't want making a claim on either of our assets.
Feel so glad we did it when we did so those people can't say either of us was pressured by the other person.
For instance, when we married, over six years ago, we knew my wife would inherit her stepdads' home and savings etc. I insisted that I did not want to inherit anything that her dad had spent his life building up for his family. So my name is not on the house records etc. The only thing I would accept, and she and the solicitor agreed it would be for the best, would that I would be able to live out the rest of my life in the family home if my wife passed away first.

I would urge anyone who doesn't have a Will to get one drawn up now. If you divorce, or seriously injured in an accident etc, it can be a nightmare for your executors to try and sort out, and cost a huge chunk of whatever ever money you may have.
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Sorry to hear about the cancer. Best of luck- for what it is worth.
 
If you have a young family hope and pray that you die a natural death because if you are killed by a drugged driver while on your way to work one morning the law will ensure that your family are in for a world pain. As far as the law is concerned your family can't suffer enough. It doesn't care that you had life insurance, made a will, had money in the bank to pay your mortgage and bills. Doesn't care that you had 3 young children and a wife at home who were expecting to see you home from work later that day. If a stinking pos killed you then your family will have to wait for the law to take its course before your family can get the money that is rightfully theirs. They won't grant probate and your life insurance won't pay out until a full death certificate has been issued. The coroner won't do that until legal proceedings have ended.

You can be dead enough to cremate. Make a final tax return. Close some accounts once an interim death certificate has been issued. But you are not dead enough in the eyes of the law and those who have your money until the coroner issues a full death certificate. They are business run in pursuit of profit. As far as they are concerned you should have made provision for your family incase you suffer an untimely death while you were alive (The Banks and insurers can help you with that)

And as the criminal justice system in this country is a chaotic mess far worse than you can possibly imagine. Your family could find themselves in dire straits for a very long time.
 
Going back to the OP, the relative left nothing, NOTHING, so a will makes no difference, as stated earlier just leave it to the authorities to sort out, and if that's a paupers grave or cremation or gift to medical science so be it, I doubt he cared one way or the other.
 
ajstoneservices said:
If you have a young family hope and pray that you die a natural death because if you are killed by a drugged driver while on your way to work one morning the law will ensure that your family are in for a world pain. As far as the law is concerned your family can't suffer enough. It doesn't care that you had life insurance, made a will, had money in the bank to pay your mortgage and bills. Doesn't care that you had 3 young children and a wife at home who were expecting to see you home from work later that day. If a stinking pos killed you then your family will have to wait for the law to take its course before your family can get the money that is rightfully theirs. They won't grant probate and your life insurance won't pay out until a full death certificate has been issued. The coroner won't do that until legal proceedings have ended.
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Hum - probate can easily take 9 months

And it would have to be extremely unusual circumstances for a death certificate no to be issued for months .................
 
Bouy said:
Going back to the OP, the relative left nothing, NOTHING, so a will makes no difference, as stated earlier just leave it to the authorities to sort out, and if that's a paupers grave or cremation or gift to medical science so be it, I doubt he cared one way or the other.
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And people moan about there not being enough money for public services.

If I had a relative die in such circumstances I would do my best to sort out their affairs even it it cost me money
 
ajstoneservices said:
Close some accounts once an interim death certificate has been issued. But you are not dead enough in the eyes of the law and those who have your money until the coroner issues a full death certificate.
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Are you certain about that? I thought you could obtain the money from bank accounts with an interim death certificate.

In fact, I believe you can also get probate with an interim certificate. Life insurance is a different matter, I think.
 
ajstoneservices said:
I'm as certain as I can be. My daughter will have to wait until legal proceedings are over before she is granted probate. Sam was killed almost 15 months ago.
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I am so sorry to hear that.

I have just checked again and I am sure you can get probate with an interim certificate. This is from the government website:

Death certificates​

If you need proof of the death while you wait for the inquest to finish, ask the coroner for an interim death certificate.

Once the inquest is over, you can get the final death certificate from the registrar.

You can use either certificate to:

 
To be clear. My daughter has applied for probate. The issue is that it won't be granted until the criminal legal proceedings have ended.
 
Your daughters circumstances are certainly not good and also unusual - fingers crossed you are helping out as much as you can and she has accessed as much help from the state as she can. An awful situation she must be in.

Regarding the life insurance I suspect the companies will do their best to pay out promptly once the full death certificate is issued

Out of interest what does she need probate for or were they not married?
 
also if you dont want to leave kids anything they can contest the will so leave them a token amount
 
gas112 said:
also if you dont want to leave kids anything they can contest the will so leave them a token amount
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My (lay) understanding is that if you specifically leave a nominal sum, such as a fiver, you have expressed your intent and they cannot contest things, whereas if you leave them nothing, they can contest the lack of a legacy. I might be wrong though. I often am.
 
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