In this case, I'm not even sure that your assumptions/presumptions are necessarily correct, because it's not quite the same as 'cable protection', when what happens is that the cable gradually warms up. We are discussing a situation in which something (like the switch breaking a current flow) could happen 'very suddenly'. What answer do you think you would get if you asked the manufacturer whether a "100A Main Switch" could safely break a current of 200A (even though the fuse would prevent such a current flowing for moire than about 1 hour)?