I was watching a video of electrics in Italy, seems the total supply is often 6 kW, and I have read similar in France, it seems you are charged depending on the maximum you want to use, so a 25 amp supply is a lot cheaper than a 50 amp supply, and it would be hard to get a 100 amp supply, this means their whole outlook is different, they really had a problem with Smart meters, before they had a fuse, so exceed 25 amp for a short time no problem, but with Smart meters even a short over load caused the meters to disconnect.
However they use gas a lot more, often bottled gas for cooking, and open fires to burn waste wood from vines etc. The whole outlook is different, they can't do as we do with kettles, tumble driers, washing machines, dishwashers, immersion heaters, and the use of fan heaters and oil filled radiators.
How the home is split does change things, in the main most of the load is on the ground floor, so sensible split is side to side of the house, this also means should a circuit fail, temporary extension leads do not go up/down stairs, and we use less cable so the loop impedance is better, however what we don't want is if there is a fault on the socket supply, like some one touching some thing which gives them a shock, for the lights to also fail, so when RCD protection first came out, before we moved to RCBO's to split the home the same for lights and sockets mean you could arrange it so no room had lights and sockets on the same RCD, which resulted in many homes being split upper and lower floors.
Today with RCBO's it can return to the old method of side to side split, so the total on each circuit is reduced, so there is a case for the 20 amp radial circuit, the 32 amp radial is not really practical as the sockets with many makes simply don't have terminals which can take 2 x 6 mm² plus a 2.5 mm² for a spur, but will take 3 x 2.5 mm² which does not matter when installed, but may for future changes.
So the big question is how long with a circuit exceed 20 amp for? I have two 3 kW kettles plugged into the same extension lead and used them for quite some time like that, both boil a cup at a time, so they do not over load the 13 amp fuse long enough for it to rupture, the same will be true for a 20 amp radial, it needs to be overloaded for some time to trip a 20 amp MCB/RCBO, I know my son could run his washing machine on a 40ºC cycle on his narrow boat with a 6 amp type B MCB, so time does matter, but also what needs to be done to reset them if they trip, mothers house popping under the stairs to reset no real problem, my last house going outside into garage more of a problem, and this house going outside and down a set of steps to under the house not some thing I want to do when there is ice or snow on the ground. Case of crampons and ice pick.
So I have the tumble drier and washing machine in the same utility room, not tested but would assume both are plugged into the same ring final, and likely the same ring final supplies the kitchen, so could also have two kettles switched on at the same time, oven etc is on it's own supply, but seems likely during the adverts we could swap washing around and make coffee so four 2 to 3 kW devices switched on around the same time, so likely 40 amp load on the ring final, but only for a short time, so never tripped the 32 amp RCBO.
As to if it would trip a 20 amp, who knows? But is it worth taking the chance? I have tripped my 16 amp caravan supply, and we had to consider what we were using at the same time, one soon learns to turn off the central heating before starting to cook with electric, or turn one of them to gas, but the problem devices are the automatic devices, like a under sink water heater, you don't know when it will switch on.
A Quooker for example is between 1600 watt and 2900 watt, and it heats a tank of water, so you don't know when it is going to switch on, we are moving towards these auto systems, and heat up time 10 to 20 minutes depending on model, it uses power for a lot longer than a kettle as it holds more water, between 3 and 7 litres where a kettle is normally less than 2 litres, and mine only boil a cup at a time.
I am not saying you will fit one, but I am saying how we use electric does change, and the 13 amp socket has traditionally allowed the changes with the ring final over the years, and if not broke, why fix it? My grandad had the old 15 amp sockets, and I have seen a home with radials, and no desire to return to those days.