Triple Lock Plus.

gas112 said:
Would those circumstances be working hard doing every bit of overtime and scrimping and saving doing without stuff to be able to afford other stuff such as a roof over our heads ?
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Do you think only a few did that ?

I know people with 2 jobs ( a good career and evening/weekend jobs) that can't afford to live.

I had it tough (like many) but a house was within reach from just 1 job
 
carmanmemoranda said:
Do you think only a few did that ?

I know people with 2 jobs ( a good career and evening/weekend jobs) that can't afford to live.

I had it tough (like many) but a house was within reach from just 1 job
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Did i say only a few nope, it was saying that it was not unusual for most people to do it
it wasnt handed to us on a plate as so many seem to think and imply
 
gas112 said:
Would those circumstances be working hard doing every bit of overtime and scrimping and saving doing without stuff to be able to afford other stuff such as a roof over our heads ?
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When houses weren't 7x the average wage, and didn't come with a 50% RTB discount, you mean?

Gotcha (y)
 
Mottie said:
Nor rights exactly but the youngsters I used to work with thought they would be starting work on £500+ a week. Their 'reasoning' was that their mates were getting that sort of money delivering drugs and they didn’t get out of bed until after 12.00!
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Plus what they are taught at school - the lack of humility. It just doesn't prepare them for the truth, of the big wide world, where you have to make hard decisions about your future life and wealth, nor the doing without now, to improve your life in the future.
 
Brigadier said:
When houses weren't 7x the average wage, and didn't come with a 50% RTB discount, you mean?

Gotcha (y)
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What you think everyone got 50 % discount that was a very limited amount of people who already had council houses do you think everyone back then already had a council house ? . yep no 35/40 year mortgages back then, interest free also a rarity to help get you on the property ladder oh and no 2% fixed ten year interest rates either just variable upto 16% oh how easy it was .
As for 7 times that all depends where you are in the country also what job your in
 
gas112 said:
What you think everyone got 50 % discount that was a very limited amount of people who already had council houses do you think everyone back then already had a council house ? . yep no 35/40 year mortgages back then, interest free also a rarity to help get you on the property ladder oh and no 2% fixed ten year interest rates either just variable upto 16% oh how easy it was .
As for 7 times that all depends where you are in the country also what job your in
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Do you understand national averages ?

Do you think it's no harder now than it was ?
 
carmanmemoranda said:
Do you think only a few did that ?

I know people with 2 jobs ( a good career and evening/weekend jobs) that can't afford to live.

I had it tough (like many) but a house was within reach from just 1 job
Click to expand...

I once suggested to Mrs filly she should apply for a barmaid position at my local. I said the extra money would come in handy and it would be nice to see more of each other.
 
carmanmemoranda said:
Do you understand national averages ?

Do you think it's no harder now than it was ?
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As we know national averages regards salaries and houses are way off the mark always have been .
as i said all depends where you live in some areas it could well be cheaper in real terms than it was 30/40 years ago
 
The deposits needed count as well. 5% is rather different to 10. Build more - fine but existing stock sets the price. Build a surplus, way too many. One option but some countries have run into grief. empty houses - might be down to lack of jobs.

Some renters are building affordable places fully insulated, heat pumps and solar panels. Looking to the future. Building regs are getting an update. Will these be cheaper? Might they price on the fact that running costs are a lot less.

Labour it seems is toying with the idea of new towns. Fine if they include work or it's reasonably nearby. Those can not be done that quickly.
 
I wonder how many people reading and posting in the GD have seen their properties go up in value staggering amounts in the last say, 20-40 years.

But still get angry young people might struggle to get on the property ladder.

You can’t have it both ways.
 
carmanmemoranda said:
Do you understand national averages ?
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He doesn't understand the range of incomes people have. He may assume all earn the average. Fact is more couples can manage that. Enough to buy a flat in some areas. Kids and flats?
 
gas112 said:
As we know national averages regards salaries and houses are way off the mark always have been .
as i said all depends where you live in some areas it could well be cheaper in real terms than it was 30/40 years ago
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Want to name any of those areas where it is likely to be cheaper in real terms than it was ?.

National averages regards salaries and houses have only shown a 1 way trend you understand ?
 
ajohn said:
He doesn't understand the range of incomes people have. He may assume all earn the average. Fact is more couples can manage that. Enough to buy a flat in some areas. Kids and flats?
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dont judge others with your lack of basic maths and how skewed national averages are and have always been.
Take london prices out of the equation and a few other select places and see how those averages tumble
 
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